Marc's Mortgage Matter's

In the Great State of Texas, several foreclosure rescue companies have been sued by the state's top prosecutor, who accuses them of running mortgage rescue scams. “Texas Attorney General Greg Abbott filed a lawsuit against Houston-based Excel Loss Mitigation Inc., United Servicing LLC and some related assets held by Bell Investments & Developments LLC and key directors Frank Bell, David Bell and David Espy. They are accused of taking money from financially troubled homeowners and promising to help them with their mortgages but doing nothing for them.” Their assets have been frozen. The complaint states both companies used telemarketers with a high pressure script to contact homeowners in mortgage trouble and falsely promise to renegotiate their debt to help them avoid foreclosure or reduce monthly payments, and that they told homeowners who fell behind on their mortgage payments not to talk to their lenders even though that is what they should have done, according to the Houston Chronicle. Lots of similar shenanigans going on here in our own backyard too.

A guy goes to the post office to apply for a job. The interviewer asks him, '”Are you allergic to anything?” He replies, “Yes - caffeine.”

“Have you ever been in the military service?"

“Yes,” he says. “I was in Iraq for two years.”

The interviewer says, “That’ll give you five extra points toward employment.” Then he asks, “Are you disabled in any way?”

The guy says, “Yes...an IED exploded near me and I lost both of my testicles.”

The interviewer grimaces and then says, “O.K. You've got enough points for me to hire you right now. Our normal hours are from 8:00 A.M. to 4:00 P.M. You can start tomorrow at 10:00 - and plan on starting at 10:00 A.M. every day.”

The guy is puzzled and says, “If the work hours are from 8:00 A.M. to 4:00 P.M., why don't you want me to be here until 10:00?”

“This is a government job,” the interviewer says. “For the first two hours we just stand around drinking coffee and scratching our nuts. No point in you coming in for that."