Marc's Mortgage Matter's

These are exciting times! This story just came across the news wires:

*SOMALIAN PIRATES APPLY TO BECOME MORTGAGE LENDERS IN HAWAII

*KASHKARI SAYS `SOMALI PIRATES ARE 'FUNDAMENTALLY SOUND'

*MOODY'S UPGRADE SOMALI PIRATES TO AAA

*SOMALI PIRATES IN DISCUSSION TO ACQUIRE CITIBANK

*FED OFFICIALS: AGGRESSIVE EASING WOULD CUT SOMALI PIRATE RISK

*FED AGREED OCT. 29 TO TAKE `WHATEVER STEPS' NEEDED FOR SOMALI PIRATES



Speaking of foreign things, crude oil hit its lowest level since May 2005, hitting $50/barrel. And apparently $2/gallon gas is popping up in various parts of the US . Oil has fallen $100 per barrel from its July record as the world economic crisis reduced global demand growth to its weakest in 23 years. This is exciting news for anyone with a car or a heating bill, not such good news for those hoping for widespread public support for alternative energy sources.

Seems the malls are quiet as is internet shopping. Best bet is sales and price cut finds. Good time to look closely at your credit card debt. Try to hold back and just buy the urgent needs. If you do need to shop of course, like Holiday needs keep looking for deep discounts. They are all over the place. Found something? Ask for a better price. My best bets are Walmart, and Century 21 Dept. stores.