
Trust is crucial when making a big transaction and a home is the largest single item most of us will ever own.
Unfortunately, in previous years many brokers and mortgage lenders where not trustworthy. Many homeowners were led to horrible loan programs with rates that readjust, teaser loans, or loans they should never have been led to accept.
Thankfully many have left this field to become car salespeople, toothpick suppliers, and some now deliver our morning newspapers.
Here are the three KEY practices I follow, in order to gain and preserve your trust:
•I'll work with you to ensure you're not paying a higher rate and fees then necessary. All our fees are within industry norms, and most of the time, much lower than what other lenders are offering!
•I'll go over what your monthly payments will be, and will never encourage you to get a loan if the payments seem to be more than you can afford now.
•Ask me for the names and phone numbers of previous clients of mine. Chances are though, you have been referred to me, as 99.9% of my business is by referral only!
My goal and business model for 15 years already - is helping folks buy the home they want or refinance their current loan, and then continuing to be a financing resource to themselves, their friends, family, and co-workers. I will help you qualify, apply and be approved for the right mortgage loan with more personal attention which means you enter a frustration-free zone from application to closing.
Be sure to read the About Us page for further bio, and check out Marc's Blog for the real scoop on residential mortgage financing issues.